Skip to main content
x

We use cookies to improve your experience. We'll assume you're OK with this, but you can opt-out if you wish. Read more >>

Demand Response

 
Type
Business
 
Category
  • Gas Water Heating
  • Heating & Cooling
  • New Construction or Major Renovation
  • Process Equipment
  • Sustainability

Get paid to help reduce strain on the grid and keep carbon emissions and energy costs low for everyone.

Additional Details

Demand response helps relieve strain on the electrical grid by telling participating customers to reduce their energy use at times of peak demand. This extends the life of grid infrastructure and reduces the need for replacements and repairs, keeping energy costs low. Times of peak demand are also when carbon emissions are highest because they require additional power generation from dirtier fuels. By participating in demand response, your business can earn incentives for helping reduce carbon emissions and keep energy costs low. 

Step 1

Get started by learning more about ways to participate and incentives offered by your utility:

Eversource ConnectedSolutions

Step 2

Once enrolled, your utility will send out notifications when a peak demand event is expected. All you have to do is reduce your energy use during that period. This can be done manually by doing things like shutting off lights or shifting processes, automatically through a building management system, controlled device, or discharging storage such as a battery, or with the help of a curtailment service provider. Contact Eversource for more information on eligible participation strategies.

Step 3

At the end of the season, in most cases summer or winter, your utility will calculate your incentive, often based on how much you reduced your energy use during events, and sends you a check.

Commercial, industrial or municipal customers of all sizes are eligible to participate.

For more information or other questions contact your utility below:

Eversource

Demand Response

 
Type
Home
 
Category
 
Incentive
Up to $300
  • Gas Water Heating
  • Heating & Cooling
  • New Construction or Major Renovation
  • Process Equipment
  • Sustainability

Smart energy use is not just about how much you use, but when you use it. You could earn rewards for using your smart devices to help lower peak demand, which reduces strain on the grid and keeps carbon emissions and energy costs low for everyone.

Additional Details

Demand response helps relieve strain on the electrical grid by making small adjustments to Wi-Fi connected devices to reduce energy use during times of peak demand. These adjustments have little to no impact on comfort, but by bringing together the power of thousands of devices we can make a big difference.

Lowering demand helps extend the life of grid infrastructure and reduces the need for replacements and repairs, keeping energy costs low. Times of peak demand are also when carbon emissions are highest because they require additional power generation from dirtier fuels. By enrolling your eligible Wi-Fi connected devices, you can earn incentives for helping reduce carbon emissions and keep energy costs low for everyone.

Step 1

Get started by learning more about ways to participate and incentives offered by your utility:

Eversource ConnectedSolutions

Step 2

Once enrolled, your utility will send out notifications when a peak demand event is expected. All you have to do is reduce your energy use during that period. This can be done manually by doing things like shutting off lights or shifting processes, automatically through a building management system, controlled device, or discharging storage such as a battery, or with the help of a curtailment service provider. Contact Eversource for more information on eligible participation strategies.

Step 3

At the end of the season, in most cases summer or winter, your utility will calculate your incentive, often based on how much you reduced your energy use during events, and sends you a check.

Residential electric customers in Connecticut with eligible devices are eligible to participate.

For more information or questions contact your utility:

Eversource

Energize CT Heating Loan Program

 
Type
Home
 
Category
  • Financing
  • Heating & Cooling
  • Renewable Energy

Financing at a 0.99% interest rate, up to $15,000, is available for qualified homeowners for the purchase and installation of eligible energy-saving heating equipment. Repayment through your utility bill makes the process easy.

Additional Details

If you have been impacted by the COVID-19 crisis and need to defer your loan payments for this program, please contact your electric utility. Eversource customers should call 1-800-286-2000 and UI customers should call 877-WISE-USE (1-877-947-3873).

If you’re a residential customer of UI, Eversource, CNG, or SCG you could be eligible for low-interest financing for a new energy-efficient heating system. To participate, you must own a single-family home or a multi-family home up to four units, including condos. Vacation homes also qualify.

Heating equipment to be installed must meet specific efficiency criteria for boilers, furnaces and electric heat pumps.

Financing Amounts and Term

  • Financing is available up to $15,000.
  • A minimum down payment of 10% of the cost of the replacement heating furnace or boiler equipment is required. The minimum down payment varies by type and efficiency of equipment selected. 
  • 0.99% interest rate.
  • Financing term between 3 to 10 years based on the time it takes for the replacement heating furnace or boiler equipment to pay for itself from energy savings, plus two years.  For details visit ctheatloan.com.
  • No fees to you or your contractor; no pre-payment penalty.
  • Unsecured, fixed-rate financing.
  • Payments are made along with your monthly electric bill payments. If the property is sold, the balance may be repaid or may be transferred to the new owner. 

 

To Apply and For More Information:

 

Visit ctheatloan.com to apply online now and for more details. Or call our lending partner, Capital For Change, Inc. (formerly CHIF), at 1-800-992-3665. 
 

To learn more about your home’s energy usage and efficiency, sign up for Home Energy Solutions®.  For a nominal fee, or at no cost for those who qualify, an energy efficiency professional will visit your home and discuss opportunities to save money by improving your home’s energy performance.

For more information call 1-800-992-3665.

If you’re a residential customer of UI, Eversource, CNG, or SCG you could be eligible.

  • You must have an Eversource or UI residential electric account at the address where the new equipment is to be installed.
  • You must own the property where the new equipment is to be installed.
  • You must be current with your electric utility bill and have had either:
    • no late payment charges for the most recent six (6) consecutive months or
    • no more than two (2) late payment charges for the last twelve (12) consecutive months
  • Equipment to be installed must meet specific efficiency criteria for boilers, furnaces and electric heat pumps
  • All work must be completed by Capital For Change registered contractors. To participate, contractors must meet program standards, including proper licenses and insurance.

For More Information:

The program is administered by Capital For Change, Inc. (formerly CHIF). Visit ctheatloan.com or call 1-800-992-3665 for more details or to inquire about your eligibility.  

Feel free to call 1-800-992-3665  with any questions.

If you are a Connecticut resident and are not served by one of the utilities listed above, please visit your utility’s website to see what energy efficiency programs are available to you. Please click here for information on how to contact your municipal utility.

Smart-E Loans

 
Type
Home
 
Category
  • Appliances & Electronics
  • Financing
  • Gas Water Heating
  • Heating & Cooling
  • Hot Water
  • Insulation
  • Lighting
  • Renewable Energy

Now you can enjoy a whole home of energy efficiency. Upgrade your home’s efficiency & energy performance with a no money down Smart-E loan with flexible terms. Realize more savings and comfort when bundling multiple home energy improvements. The more you do, the more you save.

Additional Details

The Connecticut Green Bank – in partnership with Energize CT and select local lenders and contractors – offers long-term, low-interest financing to help you upgrade your home’s energy performance with no money down.

  • Unsecured personal loan (no lien is placed on the property)
  • Fixed monthly payments
  • No pre-payment penalty

Great low-rates are available. See all rate information here.

Property requirements:

  • Property must be located in Connecticut
  • Property must be owner-occupied
  • Property must be a 1-4 unit residential building
  • Condominiums must be individually metered

From home performance and efficiency, to heating and cooling, to water heating and renewables, there are more than 40 eligible home energy upgrades that quality for Smart-E loans. Click here for a complete list of eligible improvements and efficiency criteria.

  1. Find a Contractor to discuss your energy improvements.
    If your contractor is not on the approved list, they should contact smarte@ctgreenbank.com for Smart-E training.

    Using multiple contractors? Select one to act as your general contractor. They will help facilitate this process for you.
     
  2. Select your home energy upgrade.
    Your contractor will work with you to be sure the improvements meet our eligibility requirements. 
     
  3. Get pre-approved by a participating lender.
    Apply directly with your selected lender before your contractor begins the project.
     
  4. Close your loan with your lender.
    Your lender will reach out to schedule a loan closing once the project is approved.

Learn how homeowners across Connecticut are improving their homes and lowering energy costs with Smart-E.

Smart-E Loans Myers

“What we’ve seen since we’ve converted is stability. The house is so much more comfortable now.”


– Myers family, natural gas conversion and heating equipment
 

About The Project

Location: Norwich, CT
Building Type: Ranch
Building Size: 1.428 sq ft
Year Built: 1960
Project: Converted to natural gas and upgraded to a high efficiency boiler
Total Project Cost: $8,318.09
Annual Energy Cost Savings: $1,200

 

Smart-E Loans Hemeon

 “Smart-E helps get you where you want to be, and where you want to be is self-sufficient with solar energy."

– Hemeon family, installed solar PV

 

 

About The Project

Location: Pomfret, CT
Building Type: Colonial
Building Size: 2,944 sq ft
Year Built: 1982
Project: 36 Solar Panels
Total Project Cost: $31,125
Estimated Annual Energy Cost Savings: $1,794
Estimated Solar Panel Energy Production:
9,763 kWh/year
Approximate Total Home Energy Usage:
11,835 kWh/year

Smart-E Loans Curran

“Applying for the loan was very easy; the application process was just a few pages; and the closing took no more than half an hour.”

– Curran family, installed solar PV

About The Project

Location: Waterbury, CT
Building Type: Split Ranch
Building Size: 2,600 sq ft
Year Built: 1979
Project: 26 Solar Panels
Total Project Cost: $35,000
Annual Energy Cost Savings: $1,353
Estimated Solar Panel Energy Production:
8,457 kWh/year
Approximate Total Home Energy Usage:
26,781 kWh/year
 

Smart-E Loans Kennedy

 “We are getting the most out of our money and it feels good to know that we are not over spending on energy.  We are excited about the improvements hold for our future.”


– Kennedy family, Conversion to Natural Gas, upgrade to a high efficiency boiler, asbestos remediation

About The Project

Location: Berlin, CT
Building Type: Dutch Colonial
Building Size: 3,698 sq ft
Year Built: 1800
Project: Conversion to Natural Gas, upgrade to a high efficiency boiler, asbestos remediation
Total Project Cost: $12,934.88
Estimated Annual Energy Cost Savings: $1,800

Smart-E Loans Watson

 “We were in the black from day one. As it turns out, the cost of the loan payment is less than what we’re saving in heating costs. Eventually, when the loan is paid off, it will be all profit."

– Jeff and Liliya Watson, switched to natural gas

About The Project

Location: Hamden, CT
Building Type: Ranch
Building Size: 1,589 sq ft
Year Built: 1956
Project: Conversion to Propane/ Natural Gas, upgrade to a high efficiency boiler
Total Project Cost: $11,750
Estimated Annual Energy Cost Savings: $1,200


 

 

 

 

Commercial Multifamily Properties

 
Type
Business
 
Category
  • Appliances & Electronics
  • Energy Assessment (Audit)
  • Heating & Cooling
  • Hot Water
  • Insulation
  • Lighting
  • Rebates

Reduce energy and operating costs and make the multifamily property you own or manage more comfortable and environmentally friendly with the Multifamily Initiative.

Additional Details

This program provides customized solutions for multifamily buildings or complexes with five or more units, and includes:

  • Assistance with energy efficiency upgrade projects already planned
  • An assessment of your building's energy-saving opportunities
  • Resources to support in-depth assessment of a full range of strategies for further improvements including solar and other renewable energy, as well as health and safety measures
  • Incentives and financing for energy efficiency upgrades

Provide your contact information and any project information with this application. For energy efficiency projects, submit it to your electric utility company. For renewable energy and/or financing  projects only, submit your application to the Green Bank. If your application is for both energy efficiency and renewable energy or financing, submit it to both your electric utility and the Green Bank.

Eversource     UI     Connecticut Green Bank

At this point, if you already have an energy efficiency or renewable energy project, additionally submit any project proposal(s) and a completed Project Form to your electric utility company (for energy efficiency projects) and to the Connecticut Green Bank (for projects including renewable energy and/or financing). After we’ve helped you address this proposal, if you’d like to evaluate your property in a more holistic way, follow the steps below.

Need help designing your project?

Once you’ve completed Step 1 above, a utility or Green Bank representative (as appropriate) will contact you. A professional consultant or in-house representative is available to visit your property to identify the cost-effective energy improvement opportunities that make the most sense for your property. Technical and financial assistance is available through the Multifamily Initiative for a wide variety of design and predevelopment tasks, including: 

Potential Measures Assessed Technical & Financial Assistance Available
  • Air sealing
  • Domestic hot water saving measures
  • Energy-efficient lighting
  • Insulation
  • Windows
  • High-efficiency heating, ventilation or air conditioning
  • ENERGY STAR® appliances
  • High-efficiency water heating systems
  • Energy saving control strategies on building equipment
  • Solar PV and other renewable energy systems
  • Energy benchmarking
  • Green design and charrettes
  • Assessment of capital improvements 
    (including green physical needs assessments (PNAs))
  • Assessments of energy-related health and safety issues
  • Designing, engineering, and bidding work
  • Predevelopment loans
  • Financial packaging

Using the recommendations from the energy assessment and any technical assistance you select, design and price a comprehensive project that will maximize your energy savings, as well as the incentives and financing you will receive.

If your project qualifies based on your submitted proposals, plans, specifications, and pricing, you will receive a commitment of incentive dollars and, if requested, an offer for financing the balance of the project cost. You can also provide your own financing or explore one of these sources. After construction and required inspections are complete, incentives are paid.

It is recommended that owners track utility use and verify that equipment is working properly during the warranty period and beyond.

Existing properties of five or more residential units may be eligible for the Multifamily Initiative. 

The following types of properties are eligible:

  • Apartment buildings and complexes
  • Condominiums and co-operatives
  • Congregate and senior housing
  • Mixed-use residential and commercial properties

Questions? Contact your utility or the Connecticut Green Bank using a link below:

Eversource     UI     Connecticut Green Bank

If you are a Connecticut resident and are not served by one of the utilities listed above, please visit your municipal utility's website to see what energy efficiency programs are available to you. The Connecticut Green Bank provides renewable energy programs and financing to all Connecticut municipalities

 

Energy Conservation Loan Program

 
Type
Home
 
Category
  • Financing
  • Gas Water Heating
  • Heating & Cooling
  • Help for Income Eligible
  • Hot Water
  • Insulation
  • New Construction or Major Renovation
  • Renewable Energy

This program for income-qualified consumers offers below market interest rate terms for the purchase and installation of cost-saving energy efficient improvements for single or multi-family homes.

Additional Details

**Effective 12/28/2017, the ECL loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan**

Energy Conservation Loans finance energy conservation improvements for low- and moderate-income single-family (1-4 units) home owners. This program is funded by the Connecticut Department of Housing (DOH) and is administered by Capital for Change, Inc (C4C). This loan may be used to finance energy efficient home improvements up to $25,000 at below-market interest rates. Zero-percent interest rate loans are available for higher-efficiency boilers and furnaces.

Income Limit

This is an income-restricted program. Please Capital for Change, Inc. for the current income limits by town and household size.

Loan Amount and Term

Single family (1-4 units) homeowners may borrow between $400 - $25,000 for a period of 10 years for eligible improvements. 

Eligible Improvements

The following are the emergency improvements eligible under the ECL program as of 12/28/2017:

  • Replacement of non-operational heating system
    • 0% interest for furnaces/boilers that meet efficiency minimum of ENERGY STAR® rating for natural gas or > 84% efficiency rating for oil/propane
    • Applicant must not be eligible for alternate heating loan products (Smart-E loan and EnergizeCT  Heating Loan)
  • Replacement of leaking roof

The emergency status of the project must be verified by the contractor who will install the replacement, and all work must be completed by a C4C Participating Contractor.

Apply for a Loan

Heating system applicants must apply for a Smart-E loan or an EnergizeCT Heating loan before they will be considered for an emergency ECL loan.

Roofing applicants must contact C4C directly by phone to apply for emergency consideration. Please call 860-233-5165, extension 2002 for more information. Our office hours are Monday - Friday, 9am-5pm. 

**Effective 12/28/2017, the ECL loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan**

 

Eligible Improvements

The following are the emergency improvements eligible under the ECL program as of 12/28/2017:

  • Replacement of non-operational heating system
    • 0% interest for furnaces/boilers that meet efficiency minimum of ENERGY STAR® rating for natural gas or  84% efficiency rating for oil/propane
    • Applicant must not be eligible for alternate heating loan products (Smart-E loan and EnergizeCT  Heating Loan)
  • Replacement of leaking roof

The emergency status of the project must be verified by the contractor who will install the replacement, and all work must be completed by a C4C Participating Contractor.

 

Call 877-WISE-USE (877-947-3873) for more information. 

 

Tax Credits

 
Type
Home
 
Category
  • Heating & Cooling
  • Insulation
  • New Construction or Major Renovation
  • Renewable Energy

Solar Energy Systems may qualify for tax credits that can reduce your tax liability.

Additional Details

Did you know you might be able to take advantage of federal income tax incentives for Solar Energy Systems? Congress first passed the incentives in 2005 as part of the Energy Policy Act of 2005 and has amended them several times since then.

Current incentives* expire December 31, 2021. Find out more at ENERGY STAR®.

You should contact a tax professional with questions specific to your situation.

*All other ENERGY STAR federal tax credits expired at the end of 2016.

Subscribe to Heating & Cooling