Micro Loan

This program offers 0% interest loans for customers who install high-efficiency measures, such as insulation, heat pumps, and hot water heater equipment.

Micro Loan

This program offers 0% interest loans for customers who install high-efficiency measures, such as insulation, heat pumps, and hot water heater equipment.

Micro Loan

This program offers 0% interest loans for customers who install high-efficiency measures, such as insulation, heat pumps, and hot water heater equipment.

Micro Loan

This program offers 0% interest loans for customers who install high-efficiency measures, such as insulation, heat pumps, and hot water heater equipment.

Micro Loan

This program offers 0% interest loans for customers who install high-efficiency measures, such as insulation, heat pumps, and hot water heater equipment.

With up to 3 years to repay these 0.0% loans from $500 to $3,000, and the ability to make loan payments through your utility bill, financing energy-saving improvements to your home couldn’t be easier.

What is a Micro Loan? ➞

  • $500 to $3,000 loan amount*
  • 0% interest rate**
  • 3 year (36 months) repayment term
     

* Subject to credit approval by Capital for Change, Inc.

**Interest rate of loan is based on the qualifying measure being financed.

Loan Terms ➞

  • $500 to $3,000 loan amount*
  • 0% interest rate**
  • 3 year (36 months) repayment term
     

* Subject to credit approval by Capital for Change, Inc.

**Interest rate of loan is based on the qualifying measure being financed.

Loan Available For These Measures ➞

  • High-efficiency insulation (must conform to current HES rebate requirements)
  • ENERGY STAR ductless heat pumps (must meet the EnergizeCT ductless heat pump rebate criteria)
  • ENERGY STAR electric heat pump water heaters (Energy Factor of 2.4 or greater)
  • ENERGY STAR tankless natural gas hot water heaters (Energy Factor of 0.94 or greater)
  • Indirect/combination water heaters attached to a natural gas ENERGY STAR boilers (90% AFUE or greater)
  • ENERGY STAR natural gas condensing storage tank (95% thermal efficiency or greater) 

Visit Capital for Change, Inc  for a detailed listing of Eligible Improvement Measures

Eligibility ➞

If you’re a Connecticut resident and a residential customer of UI or Eversource you could be eligible. To participate, you must own and occupy a single-family home or a multifamily home up to four units, including condos. Vacation homes also qualify.

To qualify for financing, your home improvements must be recommended through the Home Energy Solutions program and be installed by an approved contractor.

To learn more about the financing program and how to apply, visit the Capital for Change, Inc  website. 

If you are a Connecticut resident and are not served by one of the utilities listed above, please visit your municipal utility's website to see what energy efficiency programs are available to you.

Get Started Now

Learn more about this financing program and how to apply.

Learn More and Apply

Save with Home Energy Solutions ➞

Request an energy performance assessment of your home to determine critical energy-saving opportunities and implement them with the help of incentives and financing.

Explore Energy Assessments